From a July 16 Politico article:
But as he told reporters before being whisked away in another Uber, he’s having encounters that are shaping his views everyday, referring to a college student in Los Angeles who gave him a ride.
“Because of Uber, he’s going to go to medical school debt-free,” Bush said. “We have $1.2 billon of student loan debt; we have people who are stuck because we haven’t reformed our higher education system. Uber’s giving that person a chance to start out and fulfill his dream.”
Student debt advocates are no doubt encouraged to see so many presidential candidates discuss student debt. While the price problem isn't going away any time soon, it's also good to see discussions of the potential benefits of the sharing economy to help students pay for college expenses. Certainly the flexible hours and independence would work well for students balancing classes, homework, and everything else.
But still: Jeb Bush said his Uber driver could go to Med school debt free from driving an Uber car. Is that typical? What would that look like?
Well the median debt load from medical school is $180,000. Take away the median non-medical school debt of those graduates and you're left with $160,000. Let's assume it takes 4 years to complete that degree and the debt is spread out evenly. That's $20,000 per year, or about $110 per day.
The average Uber driver in the Los Angeles market (where Bush talked to this man) makes $16.98 per hour, but that's gross wages. The missing factor here is how many miles Uber cars drive. Then we'd apply the federal governments' $0.57 cost per mile, to get an idea of the actual income (Uber drivers need to pay for gasoline, depreciation, and insurance). Pando just assumed a 5 mile average trip length, which I'll use here, but if anyone has a better assumption I'm all ears. But this assumption cuts the wages by $2.88, meaning the average Uber driver could earn $14.11 per hour.
So a medical student with the median debt load, driving an Uber car in Los Angeles, would have to work 7.8 hours per day, every day, for 4 years. That's 1,460 days straight. Every weekend, every holiday, while pursuing a medical degree.
Now did this man take on the median amount of debt? There's no way of knowing (just as there's no way of knowing if he already owned a car or not, a huge variable in the sharing economy). Los Angeles is home to the medical school with the 7th highest average debt, the University of Southern California (Keck), where the average debt load is $219,473, much higher than our baseline. But let's say the man was on the 20th percentile, meaning that 80 percent of all medical school graduates took on more debt than him: you'd still have to drive 3.9 hours per day.
To tell you the truth, that's a lot more feasible than I thought it would be. Disruptive technologies and business models that allow students to work on their own time and make well-above a service sector wage are very exciting, and should fully explored. But I'd caution against holding them up as a panacea to our college affordability problem. Fully addressing that will take state reinvestment, bolstering of the Pell grant for income students, holding bad actors accountable, and reforming our loan repayment system.
The average Uber driver in the Los Angeles market (where Bush talked to this man) makes $16.98 per hour, but that's gross wages. The missing factor here is how many miles Uber cars drive. Then we'd apply the federal governments' $0.57 cost per mile, to get an idea of the actual income (Uber drivers need to pay for gasoline, depreciation, and insurance). Pando just assumed a 5 mile average trip length, which I'll use here, but if anyone has a better assumption I'm all ears. But this assumption cuts the wages by $2.88, meaning the average Uber driver could earn $14.11 per hour.
So a medical student with the median debt load, driving an Uber car in Los Angeles, would have to work 7.8 hours per day, every day, for 4 years. That's 1,460 days straight. Every weekend, every holiday, while pursuing a medical degree.
Now did this man take on the median amount of debt? There's no way of knowing (just as there's no way of knowing if he already owned a car or not, a huge variable in the sharing economy). Los Angeles is home to the medical school with the 7th highest average debt, the University of Southern California (Keck), where the average debt load is $219,473, much higher than our baseline. But let's say the man was on the 20th percentile, meaning that 80 percent of all medical school graduates took on more debt than him: you'd still have to drive 3.9 hours per day.
To tell you the truth, that's a lot more feasible than I thought it would be. Disruptive technologies and business models that allow students to work on their own time and make well-above a service sector wage are very exciting, and should fully explored. But I'd caution against holding them up as a panacea to our college affordability problem. Fully addressing that will take state reinvestment, bolstering of the Pell grant for income students, holding bad actors accountable, and reforming our loan repayment system.
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ทำเงินได้มาก แม้ว่าจะลงพนันแบบอย่างน้อยก็ตาม คุณอาจได้รับเงินแบบสองเท่าได้ ถ้าเกิดคุณกดสปินแล้วพบว่ามีตัวโบนัสแล้วก็แจ็คพอตสำหรับการเล่นจำนวนไม่ใช่น้อยออกมา โน่นหมายคือ เงินสองเท่าที่คุณจะได้รับ ทำให้ผู้คนจำนวนมากเลือกที่จะเล่นเกมนี้ เนื่องจากมันทำเงินได้มากนั่นเอง
มีรีวิวให้ศึกษาเล่าเรียนกัน บางบุคคลที่พึ่งเริ่มเล่นอาจมองว่า พวกเราจะเอาชนะพนันเกมนี้ได้เช่นไร ในรีวิวนั้นบางทีก็อาจจะบอกภาพเครื่องหมายต่างๆว่ามีแต้มเยอะแค่ไหน ภาพไหนเป็นตัวโบนัสบ้าง แล้วก็ บอกค่า RTP ว่า ถ้าเกิดคุณเลือกเล่นเกมนี้จะมีเปอร์เซ็นต์สำหรับในการชนะเยอะแค่ไหน นั่นเอง
ถ้าเกิดเข้าเล่นบ่อยครั้ง ก็ลงเงินได้ถูก ถึงแม้เกมนี้จะเดาได้ยาก แม้กระนั้นหากเข้าเล่นบ่อยมาก จะมีผลให้กำเนิดความเก่งสำหรับการเล่น และก็ ทำให้คาดการณ์เกมได้อย่างง่ายดายนัก หัวข้อการเล่นเกมตัวนี้ก็เลยไม่ยากอีกต่อไป
ลงเงินได้เป็นประจำแต่ละเกมจบไวมากมาย พวกเราสามารถลงเงินได้อย่างที่อยากได้เลย ทำให้เข้าถึงการเล่นได้อย่างมีคุณภาพ มีสิทธิ์ลุ้นรางวัลแจ็คพอตด้วย รับประกันว่า พวกเราจำเป็นที่จะต้องชื่นชอบแน่ๆ
ทั้งปวงนี้เป็น เสน่ห์ของการเล่น สล็อต ที่ทุกคนเข้าถึงได้ ไม่ว่าจะเล่นpgslot คาสิโนออนไลน์ ในเว็บไซต์ไหนก็ตาม ก็อย่าลืมมาทดลองเล่นเกมตัวนี้มอง รับประกันว่า คุณควรต้องถูกใจอย่างแน่แท้ เพราะเหตุว่ามันบันเทิงใจแล้วก็ทำเงินให้ท่านได้มากกว่า เพียงแต่ว่าจึงควรเลือกเกมให้ถูก เกมที่คนเล่นมากมายหน่อย ด้วยเหตุว่ายิ่งมีคนเล่นมากก็จะมีรีวิวให้ได้เรียนกัน ทำให้พวกเราเล่นได้อย่างแม่นยำเพิ่มมากขึ้น
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